Our Philosophy
We are a deep subprime lender, specializing in creative finance solutions for our dealers’ credit challenged customers. We look for merit in every deal, and offer risk appropriate structures that will incrementally increase the amount of cars our dealers sell each month. Our fees can range from anywhere between 10% and 25%, based on the strength of the structure, collateral, and customer credit. Typical fees range from 17% - 21%, but equity will lead to more aggressive callbacks and pricing. We pride ourselves in providing superior customer service, transparent guidelines, and consistent buying policies. We make funding a top priority, and contract packages fund in an average of less than 2 days.
We are essentially a new company, and are constantly striving to find ways to perfect our processes and communications. We would like to partner with your organization to improve our business, and be a lender of choice for you now and in the future. We are interested in providing structured lending solutions that both protect our company from losses, and provide value for our dealer partners. If you are interested in selling more cars, we would like to discuss the opportunity to do business.